29 He who shows mercy will lend to his neighbour.

He who strengthens him with his hand keeps the commandments.

2 Lend to your neighbour in time of his need.

Repay your neighbour on time.

3 Confirm your word, and keep faith with him;

and at all seasons you will find what you need.

4 Many have considered a loan to be a windfall,

and have given trouble to those who helped them.

5 Until he has received, he will kiss a man’s hands.

Because his neighbour’s money he will speak submissively.

Then when payment is due, he will prolong the time,

return excuses, and complain about the season.

6 If he prevails, the creditor will hardly receive half;

and he will count it as a windfall.

If not, he has deprived him of his money,

and he has gotten him for an enemy without cause.

He will pay him with cursing and railing.

Instead of honour, he will pay him disgrace.

7 Many on account of fraud have turned away.

They are afraid of being defrauded for nothing.

8 However be patient with a man in poor estate.

Don’t keep him waiting for your alms.

9 Help a poor man for the commandment’s sake.

According to his need don’t send him empty away.

10 Lose your money for a brother and a friend.

Don’t let it rust under a stone and be lost.

11 Allocate your treasure according to the commandments of the Most High

and it will profit you more than gold.

12 Store up almsgiving in your store-chambers

and it will deliver you out of all affliction.

13 It will fight for you against your enemy

better than a mighty shield and a ponderous spear.